Our credit education and document processing services can assist you in utilizing the law to your advantage. The process is completely legal and revolves around a legislation known as "The Fair Credit Reporting Act" (FCRA). This law grants you the right to question any entry on your credit report. If the validity of that entry cannot be verified within a reasonable timeframe (typically 30 days), it must be deleted. Extensive studies have revealed that a staggering 79% of credit reports contain inaccuracies, meaning that nearly 8 out of 10 reports have errors. Consequently, most credit reports witness an immediate improvement.

In cases where disputed items are not errors, creditors or furnishers often fail to locate the necessary records or signed documents within the given timeframe, leading to the removal of those items. Occasionally, the furnisher may claim verification without providing any supporting evidence. It is our responsibility to generate documents that challenge such claims, and we possess considerable expertise in this area.

Contrary to the assertions of credit bureaus, credit training has proven effective in the majority of cases. However, its success hinges on receiving optimal guidance from a seasoned professional. Individuals with a credit score below 720 can greatly benefit from the invaluable advice and information provided through credit education. Nevertheless, there are certain constraints that may limit our ability to assist you. These limitations primarily revolve around two factors: (1) your current financial situation and (2) the timeframe within which you aim to achieve your desired outcomes.

It is important to note that even accurate items can potentially be removed from a credit report. For example, if a creditor commits errors or fails to comply with specific time constraints, it may result in the elimination of negative entries.

Expert guidance, comprehensive document preparation. Deep understanding of credit scoring, creditors, and bureaus. Remove negative items with confidence, backed by our flawless guarantee.

100% refund guaranteed if:
Removal of negatives is below 25% of total worked on.
Six months since service retention.
At least four negatives on sign-up.
No credit repair agency use in the past two years.
Timely submission of updated reports from all three bureaus.

95% of clients witness a 10+ point credit score boost within 33 days. On average, a remarkable 80-point increase is achieved over the 180-day contract. Full statistical breakdown available.

Credit score battle has two sides. Occasionally, creditors and bureaus are faultless with no case against them. On average, clients successfully remove 85% of negative items from their credit reports.

Once items are removed, they typically do not resurface, provided they are current, paid, or the collection is older than three years, with only rare exceptions.